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LIFE INSURANCE BLOG ARTICLES

Life Insurance Blog

Browse all articles about Life Insurance Blog from Joe Rangel, independent life insurance broker in Fort Worth, TX.

Independent Broker · Multiple A-Rated Carriers · Fort Worth, DFW, Texas & 40 States

Licensed in 40 States

NPN #21207986

Licensed in 40 States
Multiple A-Rated Carriers
NPN #21207986
No Obligation Consultations

LATEST ARTICLES

47 Life Insurance Articles & Guides

Showing 110 of 47 Articles

Tax Season and Life Insurance: 5 Deductions Fort Worth Families Miss
Life Insurance Basics

Tax Season and Life Insurance: 5 Deductions Fort Worth Families Miss

Every April, I sit across from Fort Worth families who leave thousands of dollars on the table. They file their taxes, get a modest refund, and assume they claimed everything. But when I review their life insurance tax deductions, the reaction is almost always the same: “I had no idea I could do that.” In \[…\]

April 17, 2026 · 7 min readRead More
What Is an IUL? 7 Things Professionals Should Know in 2026
Life Insurance Basics

What Is an IUL? 7 Things Professionals Should Know in 2026

If you have ever asked “what is indexed universal life insurance?” you are not alone. You max out your 401k every year. You might even fund a Roth IRA. But if someone asked whether your retirement plan is truly diversified, what would you say? In This Article 1. What Is Indexed Universal Life Insurance at \[…\]

April 9, 2026 · 7 min readRead More
Fixed Annuity Rates in Texas 2026: Top MYGA Rates Up to 6.50%
Life Insurance Basics

Fixed Annuity Rates in Texas 2026: Top MYGA Rates Up to 6.50%

Fixed annuity rates in Texas for 2026 are at levels not seen in over a decade. If you are a Texas retiree or pre-retiree looking for guaranteed growth without market risk, right now may be one of the best windows to lock in a competitive rate. Multi-year guaranteed annuities (MYGAs) from multiple A-rated carriers are \[…\]

April 9, 2026 · 7 min readRead More
Indexed Universal Life Insurance in Fort Worth: Tax-Free Retirement Guide
Life Insurance Blog

Indexed Universal Life Insurance in Fort Worth: Tax-Free Retirement Guide

Building Tax-Free Retirement Income in Fort Worth Indexed universal life insurance in Fort Worth is one of the smartest strategies available for building tax-free retirement income. Fort Worth residents are discovering that traditional retirement accounts face future tax uncertainty, Social Security may fall short, and market crashes can devastate savings at the worst possible time. \[…\]

April 9, 2026 · 7 min readRead More
How to Choose the Right Final Expense Insurance Policy in Texas
Life Insurance Blog

How to Choose the Right Final Expense Insurance Policy in Texas

Planning for end-of-life expenses is something most Texans prefer not to think about. Yet the reality is that funeral costs, burial expenses, and outstanding debts don’t disappear when someone passes away. These financial burdens often fall on grieving family members at the worst possible time. Having the right final expense coverage in place prevents this \[…\]

April 7, 2026 · 7 min readRead More

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Term Life Insurance for Young Families in Fort Worth
Life Insurance Blog

Term Life Insurance for Young Families in Fort Worth

Building Your Family’s Financial Foundation in Fort Worth Term Life Insurance Young Families Fort Worth is a key consideration for families planning ahead. Term life insurance is the foundation of financial security for young families. Starting a family in Fort Worth brings incredible joy and new responsibilities. You’re focused on creating memories at the Fort \[…\]

April 3, 2026 · 7 min readRead More
Why Tax Season Is the Best Time to Review Life Insurance: 3 Reasons April Matters
Life Insurance Blog

Why Tax Season Is the Best Time to Review Life Insurance: 3 Reasons April Matters

Life insurance tax season: two topics most people never connect. But every April, tax season creates a perfect window to review your life insurance coverage. Here’s what I’ve observed working with Fort Worth families for 20+ years: life insurance tax season aligns 3 critical things: you’re thinking about money, you might have extra cash from \[…\]

March 24, 2026 · 7 min readRead More

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